I agree with you - Extreme Burn 2.0 is easier, you have a lot more changes to choose from and you can hand out the bills at the end...but I think both effects are great, though
If you're in a country with different sizes of bills, (I'm in the UK where all our bank notes are different sizes) you can always change blank paper, magazine clippings or lottery tickets to bills - That's what a lot of people are doing over here!