I realized that my hands are not the only important part of my body.
It's more of a combination of everything.
......
If something where to happen to me due to other peoples negligence I will sue them for all they got tho.
Good point here! But who are you going to sue if you can't perform due to heart issues? or a stroke? or any other debilitating illness?
Disability insurance is available for anyone who depends on their income to pay their bills. I can get you a free quote if interested. Yes, Lloyds is one of the options, there are many other insurance companies out there. Insuring your hands is a good idea, but all your body parts are important, and a disability insurance policy will cover the whole body; so if you can't work due to debilitating migraines, or a knee injury, or back pain, or pulmonary issues, you will get paid a monthly benefit by the insurance company.
There are waiting periods, and benefit periods you can choose. These are affordable! Just ask for a quote. It will depend on age, health issues, smoking habits, and what amount of benefit would you like to insure per month.